Insurance Coverages

Providing you what you want.

Program Eligibility

  • Restaurants/Bars/Taverns/Caterers
  • Incidental Entertainment Acceptable
  • No Delivery Exposure
  • New Ventures Accepted with a Minimum of 3 Years Ownership or Management Experience
  • Wet or Dry Fire Suppression Systems are Accepted, Serviced Every Six Months

Program Details

  • A+ XV Carrier
  • Admitted Program
  • In House Quoting and Bind Authority of Exclusive Program
  • Package Policy including Liquor Liability
  • $3 Million Maximum Property Limits
  • Protection Class 9 Property Limits of $500,000
  • Property Enhancement Endorsement
  • Equipment Breakdown Coverage
  • $1 Million/$2 Million Max GL Limit
  • Non-Owned Auto Available, No Delivery Exposure
  • $5,000 Medical Payment Included
  • Liquor Liability has a Separate Limit from GL
  • $2 Million Liquor Liability Aggregate
  • Defense Outside the Limits
  • Assault and Battery Coverage Silent
  • First Dollar/NO GL or LL Deductibles
  • Premium Financing Available

Inventive Services

Proactive loss prevention and claims advocacy built to better serve your clients.